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Meet Our Mortgage Loan Officers

Think of our Mortgage Loan Officers as your personal guide on your journey to home ownership. They are here to help make the loan process as smooth as possible for you, and can help you:
  • Determine the best mortgage for your needs, that also fits within your budget.
  • Complete your application, whether online, over the phone, or in person.
  • Gather the required documentation to process your application
  • Lock in your rate and fees once you find the home you want to purchase.

If you are already working with a loan officer, please select that individual from the list below and apply through their personalized web page. If you are not working with a loan officer at this time, please select the one assigned to the branch most convenient for you.

Paola Aguilar
Paola Aguilar Paola Aguilar LinkedIn Profile
ChesterMiddletown &
Montgomery Branches
Phone: 845.464.4089
Fax: 845.240.7193
Meet Paola
Kathy Benz
Kathy Benz Kathy Benz LinkedIn Profile
Residential Lending Manager
Orange & Rockland Counties
Phone: 845.303.4693
Fax: 845.240.7193
Meet Kathy

Anna Gent
Anna Gent Anna Gent LinkedIn Profile
Arlington, Brewster, &
LaGrange Branches
Phone: 845.303.4694
Fax: 845.240.7193
Meet Anna
Rosie Giammateo
Rosie Giammatteo Rosie Giammatteo LinkedIn Profile
Hyde ParkKingston, & 
Rhinebeck Branches
Phone: 845.891.5059
Fax: 845.240.7193
Meet Rosie
Tom Henry
Tom Henry Tom Henry LinkedIn Profile
Poughkeepsie &
Wappingers Falls Branches
Phone: 845.235.5810
Fax: 845.240.7193
Meet Tom
Marjorie McCoy
Marjorie McCoy Marjorie McCoy LinkedIn Profile
Beacon, & Cortlandt Manor
Phone: 845.420.0477
Fax: 845.240.7193
Meet Marjorie
Ricardo Pimentel
Ricardo Pimentel Ricardo Pimentel LinkedIn Profile
HighlandNew Windsor & 
Pleasant Valley Branches
Phone: 845.489.0157
Fax: 845.240.7193
Meet Ricardo
Claudia Ramos-O'Neill
Claudia Ramos-O'Neill Claudia Ramos-O'Neill LinkedIn Profile
Hopewell Junction & Newburgh Branches
Phone: 845.242.8974
Fax: 845.240.7193
Meet Claudia

James Ryan
James Ryan James Ryan LinkedIn Profile
CarmelFishkill, & 
Mahopac Branches
Phone: 845.380.6750
Fax: 845.240.7193
Meet James

What to Expect with an HVCU Mortgage

  • Low mortgage rates
  • Low down payment options
  • Free pre-approvals
  • Fast turnaround
  • Low closing costs
  • No mortgage pre-payment/payoff penalties
  • In-house account servicing
  • Local decision making

Explore Further