Better Business Banking with an Extra $250

Unlock the potential of your business with a high-value operating account.

Earn $250 when you open a new Business Checking account and enroll in Merchant Services.

To get started, tell us about your business and an HVCU Branch Manager will contact you.

Solutions Built To Boost Your Business Operations

You may not think about a credit union when it comes to opening your business accounts, but you should.

Accounts for Your Growing Business


Accounts for Your 
Growing Business
Explore our Business Checking, Business Savings, or Business Tiered Money Market Account options.

Convenient Banking Options


Convenient Banking Options
Later hours than traditional banks, debit card, checks, ACH electronic payments, and night drop boxes available.

Earn Your Cash Bonus in Three Easy Steps:

1. Open an Account

Open a new primary HVCU Value or Enhanced Business Checking account by December 30, 2023.

2. Fund Your New Account

Within 30 days of account opening, make a qualifying deposit of $2,500 or more into the eligible account and maintain your balance for 60 consecutive calendar days.

3. Enroll in Merchant Services

Meet with a Heartland Payment Services Representative; enroll in Merchant Services and use your new merchant account to process transactions by December 30, 2023.

You'll need the following documentation to open a business account:

  • Your Social Security Number or Business Tax ID
  • Legal business name and DBA (“doing business as”) name
  • Date of establishment
  • Personal identification, such as a Driver’s License or passport
  • Certificate of assumed name
  • Business formation documents
  • Ownership agreements

HeartlandAccept all the Ways Your Customers Prefer to Pay

From Main Street and Wall Street, Heartland Payment Systems® is a trusted partner to over 400,000 businesses nationwide. Access to Heartland’s comprehensive set of technology solutions enables you to streamline your operations and administrative requirements, so you have more time to focus on customers. Learn more.

Credit CardPayment

Lightning fast processing and fast funding puts customer payments in your hands sooner.

Point of SalePoint of Sale

Easy to use POS solutions for retail, restaurant, and multi-location business that create terrific customer experiences.

Gift CardCustomer Engagement

Attract new customers and increase sales from existing customers to grow your business.

We Are Here To Help

Important Disclosures and Legal Information


Checking offer is available to new and existing business members. Only one offer per business member. To receive the business checking offer: 1) Open: Visit a branch and open a new primary HVCU Value Business Checking or HVCU Enhanced Business Checking account. Members with an existing business checking account are not eligible to receive the promotional offer. Accounts are subject to approval. 2) Deposit a total of $2,500 or more into the new checking account within 30 days of account opening and maintain that balance for 60 days from the account opening date. 3) Enroll in Merchant Services and use your new merchant account to process at least $100 in transactions by December 30, 2023. After you have completed all the above checking requirements, we will deposit the $250 incentive offer into your new business checking account within 15 days. To receive this offer, your account must be open and in good standing (not over-the-limit or past due). Offer is good for one-time use. Employees of HVCU are not eligible. HVCU reserves the right to withdraw this offer at any time without notice. May be subject to IRS reporting. Consult a tax professional as to reporting requirements, as this offer is not intended to provide tax advice or guidance.