Take Your Business to New Heights
Invest in the future of your business with calculable and steadfast funding.
- Flexible terms up to 5 years
- No pre-payment or payoff penalties
- Predictable monthly payments
- No hidden fees
- SBA preferred lender
Propel Your Business Forward
Straightforward financing options for capital improvements, equipment purchases, commercial vehicles, and more. Work with a Branch Manager to determine the best small business loan solution.
Secured Business Term Loans
- Loan amounts starting at $10,000
- Secured by equipment, machinery, stock, or certificate shares
- Terms up to 60 months
Explore Other Business Lending Options
Business Visa® Platinum
Rewards Credit Card
For revolving lines less than $10,000 consider an HVCU Business Visa Platinum Rewards credit card.
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Business
Lines of Credit
Credit that you can tap into on a revolving basis when you need short-term capital.
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Commercial
Real Estate
Purchase or refinance your retail, office, multifamily, mixed-use, and industrial commercial properties.
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Learning Center
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Our Top 5 Small Business Tips to Keep Your Finances in Order
Discover 5 essential small business financial tips to help you manage money smarter, avoid debt, and grow with confidence.business man looking at plans on a deskLearn More5 Advantages to Starting Your Business with a Plan
Vital to your success, a business plan serves as the framework for your organization. -
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Buying a Car from a Private Seller? Here’s What You Need to Know
Here are some tips for buying a car from a private seller that protect you from buying a lemon.Female college student holding booksLearn MoreAn Easy Guide to Student Loans
Here are five tips to help you get a better understanding of student loans. -
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National Consumer Protection Week is Here
From March 3 - 9, join us as we raise awareness on fraud, scams and the tips to avoid them during National Consumer Protection Week.A heart with the words scam in the middle of itLearn MoreValentine's Day Romance Scams
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What is Home Equity?
Home equity is the difference between the current market value of your property and any liens, such as the balance owed on the mortgage.Couple looking over house plansLearn MoreIs a Renovation Mortgage Right for You?
Finance both the purchase price of a home, plus the cost of future repairs and/or updates. -
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Your Complete Guide To Renter’s Insurance
Learn about the valuable aspects of financial protection and coverage offered by renter’s insurance.Exterior image of home with storm clouds aboveLearn MoreYour Complete Guide To Homeowners Insurance
Learn how to find coverage options without overpaying for more protection than you need. -
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Everything You Need to Know About Building an Emergency Fund
Learn how to start building an emergency fund, how much to save, and what expenses to avoid. Explore simple steps and smart tools to get started.Female with laptop paying bills onlineLearn MoreBuilding Financial Resilience: Strategies for Overcoming Financial Stress
Take a look at key strategies for overcoming financial stress and building financial resilience.
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Important Legal Disclosures & Information
Loan accounts are subject to terms, conditions, and credit approval.