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Motorcycle Loans

If you are buying a motorcycle, the low rates and flexible terms we offer help to keep your payments affordable. Apply at a branch, online, or at the dealership – wherever is most convenient for you.

  • Terms up to 7 years dot
    Terms up to 7 years1 on new and used motorcycles. Financing up to 125% of TLTV (total loan-to-value).1
  • Get pre-approved before you shop dot
    Get pre-approved before you shop – it’s like having cash in hand. Plus, the 30–day approval lock gives you time to shop for the motorcycle that best fits your personality and lifestyle.
  • Arrange to have your loan payment dot
    Arrange to have your loan payment automatically deducted from your savings, checking, or tiered money market account and we’ll lower your interest rate by .25%.2
  • Refinancing your motorcycle loan dot
    Refinancing your motorcycle loan from another institution could save you hundreds or even thousands of dollars over the life of your loan. Find out how.

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What to Expect When Applying


Motorcycle Loan Rates

New Motorcycle Fixed APR
Used Motorcycle Fixed APR

View all APRs and disclosures


Get vehicle financing directly at any of the motorcycle dealers in our partner network. You can also start your application online or in a branch and then finalize at a dealer. Whichever you prefer, you’ll still receive the same low rates and flexible financing terms. Be sure to tell the dealer you want to finance your loan with HVCU, and we’ll send payment directly to them — and also coordinate your title and lien.

View motorcycle dealers in our network

We offer additional services to insure and protect your motorcycle investment.

1 As an example, an 84-month new motorcycle loan with a fixed rate of 4.79% APR would result in a payment of $14.04 for each $1,000 financed.
2 Rates that are discounted by .25% include a requirement that loan payments are automatically transferred from your savings, checking, or tiered money market account for the life of the loan. The monthly payment is not decreased as a result of this discounted rate. Excludes Personal Assistance Loans.