Improve Cash Flow with Remote Deposits
Conveniently deposit checks into your HVCU Value or Enhanced Business Checking Account. Scan checks through an RDC compatible single-feed or multi-feed scanner and the funds are deposited directly into your account.
- Same day settlement when checks are deposited before 6 pm (ET)1
- RDC deposits not included in item count for business checking accounts
- Remote scanning is secure and data is encrypted
- No lengthy retention requirements β 7 days minimum, no more than 45 days
Your Monthly Costs
Up to 150 items – $15
151 - 300 items – $30
Unlimited items – $45
Funds Availability
Deposits of $1,500 or more are held for review. The first $225 is available immediately, with the remaining balance credited to your account after the check has been verified.2
Deposit Checks Easily
-
Collect receivables to deposit and access your RDC account online.
-
Carefully review and enter your check totals and counts.
-
Use your single-feed or multi-feed scanner and confirm your remote deposit.
Get Discounts with Multiple Business Services
When you enroll in two or more of our business services β Payroll Services, Merchant Services, Internet Banking or Mobile Banking, or Remote Deposit Capture β you'll receive discounts on the per item charge for check transactions.
Cash Management Options | Value Business Checking | Enhanced Business Checking |
---|---|---|
Select 2 Cash Management Solutions | $0.12 per item for ACH/check transactions over 250 | $0.17 per item for ACH/check transactions over 500 |
Select 3 Cash Management Solutions | $0.09 per item for ACH/check transactions over 250 | $0.14 per item for ACH/check transactions over 500 |
Mobile Deposit Offers Another Option for Check Deposits
Deposit checks using the camera on your iPhone, Android or tablet. With the HVCU Mobile Banking app, you can securely deposit checks in seconds.
Get the HVCU Mobile Banking App

Strengthen Your Business Operations
Business Savings
Start saving for future business expenses and materialize the most ambitious aspirations.
Business Certificates
Save for future business expenses and projects. Competitive rates on higher balances and longer term periods.
Business Checking
Manage payables and receivables with a simple, easy-to-use business checking account.
Learning Center
-
business graph on a computer
10 Ways to Grow Your Business
A business' ability to be nimble and responsive determines its capacity to come out on top of challenges and obstacles.Man in cafe writing and using tabletWriting Your Business Plan in 5 Easy Steps
Learn more about how to craft your business plan and bring your business dreams to fruition. -
Handing over car keys
Buying a Car from a Private Seller? Here’s What You Need to Know
Here are some tips for buying a car from a private seller that protect you from buying a lemon.Female college studentAn Easy Guide to Student Loans
Here are five tips to help you get a better understanding of student loans. -
Banking Email & Website Awareness
Banking Email & Website Awareness
Use common sense, intuition and extreme care when your personal and financial information is at stake.Banking Phone ScamsBanking Phone Scams
It’s important to remember that people are still targeted by fraudsters via phone. Visit us to learn what to know when dealing with calls you didn't initiate. -
Man sitting on living room floor holding dog.
Your Complete Guide To Renter’s Insurance
Learn about the valuable aspects of financial protection and coverage offered by renter’s insurance.Exterior image of home with storm clouds aboveYour Complete Guide To Homeowners Insurance
Learn how to find coverage options without overpaying for more protection than you need. -
Father with daughter holding piggy bank
Raising Your Kids to Be Financially Independent Adults
Check out some tips for raising kids to be financially independent adults.
Two Veterans standing in front of American flagsFinancial Resources for Veterans
Here’s a list of financial resources created especially for veterans. Having served our country, you deserve all this and more.
We Are Here To Help
Important Legal Disclosures & Information
Apple, the Apple logo, Apple TV, iPad, iPhone, iPod touch, iTunes, and Mac are trademarks of Apple Inc., registered in the U.S. and other countries and regions.
Android, Google Play and the Google Play logo are trademarks of Google LLC.
1Next day settlement when deposits are made after 6:00 pm ET. Checks deposited after 6:00 ET Friday are credited on Monday (Tuesday, if itβs a Federal Holiday).
2Deposits in the amount of $225.01 and over will be held in review for new business members within the first 30 days.
3New HVCU business members are held to a $1,500 daily deposit limit within the first 30 days. Deposit thresholds vary and are based on multiple factors, including the account type, your deposit history, and your relationship with HVCU.
4Individual deposits over a certain dollar amount make take up to 2 days to process. Refer to the RDC Services Agreement Terms and Conditions and our Truth in Savings Disclosure & Account Agreement for funds availability policies.