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Hudson Valley Credit Union – Your Trusted Credit Union in New York
Rooted in the heart of southeastern New York and now expanding into the Capital Region, Hudson Valley Credit Union has been empowering our community's financial success for more than six decades. As one of New York’s largest and most tenured credit unions, we're committed to helping our employees, members, and neighbors achieve financial freedom at every stage of life - in the Hudson Valley and beyond.
From personal checking to business loans, mortgages, credit cards, and insurance, we offer a comprehensive range of financial products and services tailored to your needs. Experience the difference of banking with a trusted local New York credit union that puts people before profit.
Join our family at HVCU as we continue to grow and find ways to serve our members better. It’s time to build a brighter financial future together.
From personal checking to business loans, mortgages, credit cards, and insurance, we offer a comprehensive range of financial products and services tailored to your needs. Experience the difference of banking with a trusted local New York credit union that puts people before profit.
Join our family at HVCU as we continue to grow and find ways to serve our members better. It’s time to build a brighter financial future together.
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Learn More About Saving & BudgetingMan reviewing bill with hand on foreheadLearn More
The Brain/Money Connection
Did you know the brain is physically affected by stress? Learn more about how the stresses of money can impact your brain.Family on the beachLearn More6 Ways to Save on Your Summer Vacation
These six vacation saving tips will help you plan the perfect getaway while staying well within your outlined budget. -
Learn More About BorrowingWoman making a purchase with her debit cardLearn More
Credit vs. Debit Transactions
Credit transactions are also referred to as signature-based transactions to earn points. Debit transactions are also referred to as PIN-based. PIN-based, point-of-sale, ATM transactions, cash withdrawals, and checks do not earn points.Girl getting in carLearn MoreThree Reasons to Refinance Your Auto Loan
Most people don’t think about refinancing a vehicle, but it’s a great way to save money. Here are three key reasons to consider refinancing your auto loan. -
Learn More About Home Financingkitchen remodel sketchLearn More
What is Home Equity?
Home equity is the difference between the current market value of your property and any liens, such as the balance owed on the mortgage.Couple looking over house plansLearn MoreIs a Renovation Mortgage Right for You?
Finance both the purchase price of a home, plus the cost of future repairs and/or updates. -
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Learn More About InsuranceExterior image of home with storm clouds aboveLearn More
Your Complete Guide To Homeowners Insurance
Learn how to find coverage options without overpaying for more protection than you need.Man sitting on living room floor holding dog.Learn MoreYour Complete Guide To Renter’s Insurance
Learn about the valuable aspects of financial protection and coverage offered by renter’s insurance. -
Learn More About Fraud & SecurityMan looking at paperwork with laptopLearn More
Student Loan Scams
Here’s what you need to know about the three most popular student loan scams.Man on laptopLearn MoreIdentity Theft Related to Unemployment Benefits
When the bad actors apply for unemployment, they need a bank account to deposit the funds. They reach out to people, usually online, and try to convince them to disclose their bank account information.
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News & Events
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Scholarship Winners Announced
Congratulations to the winners of the 2024 Scholarship Program!
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HVCU 2024 Board Election Results
Election results were announced and Henrietta Akpata, Nancy K. Boehm, and Benjamin Smith will each serve a three year term.
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Catskill Hudson Bank is Merging into HVCU
Learn more about Hudson Valley Credit Union's agreement to acquire Catskill Hudson Bank.
Careers at Hudson Valley Credit Union
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Your Career in Banking is Calling
Come join us in our mission to create successful futures for members, employees, and communities, one relationship at a time.
What Your Neighbors Are Saying
Man in yellow sweatshirt looking out car window
HVCU Member
15 Years
HVCU has helped me in all aspects of my banking needs. I have had a line of credit, taken car loans and had multiple checking and savings accounts.
Young couple with financial counselor
HVCU Member
2 Years
I love how quick and easy the whole process of getting the loan was. And the people we dealt with were very friendly.
Girl banking on her phone
HVCU Member
20 Years
Online Services are easy to navigate. In person service is friendly and efficient.
Couple moving in
HVCU Member
7 Years
HVCU made getting my first mortgage a very pleasant experience.