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Savings Account

Simple savings is a tried and true way to help you reach any goal. There’s no complicated mechanics involved or passwords to remember—just the ability to grow your account at your own pace.

  • HVFCU Membership Plus Block 2
    The first (or primary) savings account you open establishes your HVCU membership. A daily balance of $.01 is all it takes to enjoy the benefits of life-long membership1.
  • Checking Account Plus Block 2
    Access your accounts at thousands of surcharge-free ATMs nationwide. If you have a checking account, you’ll also get up to 15 free foreign ATM transactions outside of the surcharge-free network (We won’t charge you a fee, but the ATM owner may still assess a surcharge.)
  • My Credit Union Plus Block 2
    Your accounts are insured by the National Credit Union Share Insurance Fund to at least $250,000. Visit to learn more about your Share Insurance Coverage and to access resources including a Share Insurance estimator tool, publications, videos, and more.

Get Started

Open an Account Online

What to Expect

Move Your Accounts to HVCU with CLickSWITCH


Experts recommend maintaining enough savings to cover living expenses for at least 12 months. Regular savings should be an integral part of any financial plan.



Savings Account Rate

Dividend Rate
Minimum to open

View all rates and disclosures


Direct deposit via ACH (Automated Clearing House) is today’s safest, fastest, most convenient way to deposit your paycheck, Social Security, or other recurring payment.

Set up ACH direct deposit

Useful Resources

Monitor your account balances and account activity with text and email notifications through CUAlerts.

Monitor Accounts

1 The minimum requirement of par value for a membership share is $.01deposited in a primary savings account. An average daily balance of $.01 is required to maintain membership.